Guía Insurance

How Much Life Insurance
Do You Actually Need?

Answer a few questions and get a solid starting point — no sales pitch, no follow-up calls. Just a number to start with.

About You

Annual Income
Before taxes
$50,000
$20,000$250,000
Your Age
35
1865
Dependents
People relying on your income
2
08
Biological Sex
Overall Health

Your Finances

Total Debts
Mortgage, car, loans, credit cards
$20,000
$0$500,000
Final Expense
Funeral + end-of-life costs
$15,000
$5,000$50,000
Existing Life Insurance?
Recommended Coverage
$535K
Based on your income, debts, dependents, and final expense needs.
Income replacement
$500,000
Debt coverage
$20,000
Final expense
$15,000
Existing policy
–

Estimated Monthly Cost

Term Length
Per Month
$75
Per Year
$900

* These are ballpark estimates for term life insurance. Actual rates vary by carrier, lifestyle, and underwriting. A licensed agent (hi, that's me 👋) can get you real quotes.

Ready for a real quote?

No pressure. No jargon. Just someone who actually explains it — in English or Spanish.

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